:root{--navy:#021c3d;--navy-2:#0b3e86;--navy-deep:#01142c;--blue:#044390;--blue-glow:#1f57c3;--sky:#9cc3ff;--gold:#f5b400;--ink:#1d2632;--body:#4a5566;--muted:#5c6674;--line:#e1e6ee;--line-2:#d3d9e3;--chip:#f2f6fc;--chip-line:#dce5f2;--bg:#eceff5;--white:#fff;--on-dark:#d3ddeb;--on-dark-2:#c3d0e2;--dark-line:#173e6e;--dark-border:#3d5f8f;--radius:20px;--font:var(--font-jakarta), system-ui, -apple-system, "Segoe UI", sans-serif}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}body{background:var(--bg);color:var(--ink);font-family:var(--font);-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}img{max-width:100%;height:auto;display:block}a{color:var(--blue)}a:hover{color:var(--navy)}:focus-visible{outline:2px solid var(--gold);outline-offset:2px}[tabindex="-1"]:focus{outline:none}.skip{z-index:100;background:#fff;padding:8px 16px;position:absolute;top:0;left:-9999px}.skip:focus{left:16px}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.container{max-width:1240px;margin:0 auto;padding:0 32px}@media (max-width:640px){.container{padding:0 16px}}.section{padding:96px 0}.section-sm{padding:64px 0}.bg-white{background:var(--white)}.bg-soft{background:var(--bg)}.dark{background:var(--navy);color:#fff;position:relative;overflow:hidden}.dark p,.dark li{color:var(--on-dark)}.glow:before{content:"";background:var(--blue-glow);opacity:.35;pointer-events:none;border-radius:50%;width:1100px;height:1100px;position:absolute;top:-620px;left:-420px}.glow:after{content:"";background:var(--navy-2);opacity:.5;pointer-events:none;border-radius:50%;width:900px;height:900px;position:absolute;top:-260px;right:-200px}.dark>.container{z-index:1;position:relative}h1,h2,h3{letter-spacing:-.035em;color:inherit;margin:0;line-height:1.08}.h1{font-size:60px;font-weight:700}.h2{font-size:44px;font-weight:700}.h3{letter-spacing:-.02em;font-size:22px;font-weight:700;line-height:1.3}@media (max-width:900px){.h1{font-size:42px}.h2{font-size:32px}}.accent{color:var(--blue)}.dark .accent{color:var(--sky)}.lead{color:var(--body);max-width:620px;font-size:18px}.dark .lead{color:var(--on-dark)}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--blue);align-items:center;gap:12px;margin-bottom:16px;font-size:12px;font-weight:700;display:flex}.eyebrow:before{content:"";background:currentColor;width:32px;height:1px}.dark .eyebrow{color:var(--sky)}.muted{color:var(--muted)}.small{font-size:14px}.tiny{font-size:12px}.stack>*+*{margin-top:16px}.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mt-48{margin-top:48px}.center{text-align:center}.head-row{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:48px;display:flex}.btn{white-space:nowrap;font:inherit;cursor:pointer;border:1.5px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:10px;min-height:48px;padding:15px 26px;font-size:16px;font-weight:700;text-decoration:none;transition:background .15s,color .15s,border-color .15s;display:inline-flex}.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--navy);color:#fff}.btn-light{color:var(--blue);background:#fff}.btn-light:hover{background:var(--chip);color:var(--navy)}.btn-outline{border-color:var(--ink);color:var(--ink);background:0 0}.btn-outline-dark{border-color:var(--dark-border);color:#fff;background:0 0}.btn-outline-dark:hover{color:#fff;border-color:#fff}.btn-sm{min-height:42px;padding:10px 20px;font-size:15px}.btn-block{width:100%}.linkish{font:inherit;color:var(--blue);cursor:pointer;background:0 0;border:0;padding:6px 0;font-weight:600}.arrow-link{font-weight:700;text-decoration:none}.grid{gap:16px;display:grid}.g-2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}.g-3{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.clamp-3{-webkit-line-clamp:3;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.g-4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.split{flex-wrap:wrap;align-items:center;gap:64px;display:flex}.split>*{flex:420px;min-width:0}.split-top{align-items:flex-start}.card{border-radius:var(--radius);color:var(--ink);background:#fff;flex-direction:column;padding:28px;text-decoration:none;display:flex}.card-soft{background:var(--bg)}a.card:hover{color:var(--ink);box-shadow:0 12px 32px #021c3d14}.badge{width:48px;height:48px;color:var(--navy);background:#e3ecf8;border-radius:50%;justify-content:center;align-items:center;font-size:13px;font-weight:800;display:inline-flex}.circle-arrow{border:1px solid var(--line-2);border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;font-size:14px;display:inline-flex}.card-foot{color:var(--muted);gap:16px;margin-top:auto;padding-top:16px;font-size:13px;display:flex}.stat{border-radius:var(--radius);background:#fff;padding:24px 28px}.stat b{letter-spacing:-.03em;color:var(--navy);font-size:36px;line-height:1.2;display:block}.pill-list{flex-wrap:wrap;gap:8px 24px;font-weight:600;display:flex}.pill-list a{text-decoration:none}.chip{background:var(--chip);border:1.5px solid var(--chip-line);color:var(--ink);border-radius:999px;align-items:center;padding:8px 14px;font-size:13px;font-weight:600;text-decoration:none;display:inline-flex}.topbar{background:var(--navy);color:#fff}.topbar .utility{justify-content:flex-end;gap:24px;padding-top:10px;font-size:13px;display:flex}.topbar .utility a{color:#ccd8e8;text-decoration:none}.site-header{align-items:center;gap:40px;height:72px;display:flex}.logo{color:inherit;letter-spacing:-.03em;white-space:nowrap;font-size:22px;text-decoration:none}.logo b{font-weight:800}.logo span{color:var(--sky);font-weight:500}.logo i{color:var(--gold);font-style:normal;font-weight:800}.logo.on-light span{color:var(--blue)}.mainnav{flex-grow:1;gap:24px;display:flex}.mainnav .dd{position:relative}.mainnav .dd>button,.mainnav>a{white-space:nowrap;color:#fff;font:inherit;cursor:pointer;background:0 0;border:0;padding:24px 0;font-size:15px;font-weight:500;text-decoration:none}.mainnav .menu{color:var(--ink);z-index:50;background:#fff;border-radius:16px;min-width:300px;padding:20px;display:none;position:absolute;top:64px;left:-24px;box-shadow:0 24px 48px #021c3d2e}.mainnav .menu.wide{grid-template-columns:1fr 1fr;gap:4px 16px;min-width:560px;display:none}.mainnav .dd:hover .menu,.mainnav .dd:focus-within .menu{display:block}.mainnav .dd:hover .menu.wide,.mainnav .dd:focus-within .menu.wide{display:grid}.menu a{color:var(--ink);border-radius:10px;padding:8px 10px;font-size:15px;font-weight:600;text-decoration:none;display:block}.menu a small{color:var(--muted);font-size:13px;font-weight:500;display:block}.menu a:hover{background:var(--chip)}.header-cta{align-items:center;gap:12px;margin-left:auto;display:flex}.burger{border:1px solid var(--dark-border);color:#fff;font:inherit;background:0 0;border-radius:10px;padding:8px 12px;display:none}.mobile-menu{display:none}@media (max-width:1060px){.mainnav,.topbar .utility,.header-cta .hide-m{display:none}.burger{display:inline-flex}.site-header{gap:12px}.header-cta{gap:8px}.mobile-menu[data-open=true]{background:var(--navy);border-top:1px solid var(--dark-line);padding:8px 0 24px;display:block}.mobile-menu details{border-bottom:1px solid var(--dark-line)}.mobile-menu summary{cursor:pointer;padding:14px 0;font-weight:600;list-style:none}.mobile-menu a{color:var(--on-dark);padding:8px 0;text-decoration:none;display:block}}.hero{padding-top:56px;padding-bottom:64px}.h1-xl{font-size:64px}@media (max-width:900px){.h1-xl{font-size:44px}}.hero-row{flex-wrap:wrap;align-items:center;gap:56px;display:flex}.hero-row>:first-child{flex:520px;min-width:0}.hero-row>:last-child{flex:400px;min-width:0}.trust-row{color:var(--on-dark);flex-wrap:wrap;align-items:center;gap:12px 24px;font-size:14px;display:flex}.stars{color:var(--gold);letter-spacing:2px}.waves{pointer-events:none;width:100%;height:220px;position:absolute;bottom:70px;left:0}.clover{width:460px;max-width:100%;margin:0 auto;position:relative}.clover-grid{aspect-ratio:4/5;grid-template-columns:1fr 1fr;gap:10px;display:grid}.clover-grid>div{background-image:-webkit-image-set(url(/images/hero-owner.webp) 1x type("image/webp"),url(/images/hero-owner.jpg) 1x type("image/jpeg"));background-image:image-set("/images/hero-owner.webp" 1x type("image/webp"),"/images/hero-owner.jpg" 1x type("image/jpeg"));background-repeat:no-repeat;background-size:200% 200%}.clover-grid>:first-child{background-position:0 0;border-radius:999px 999px 10px}.clover-grid>:nth-child(2){background-position:100% 0;border-radius:999px 999px 999px 10px}.clover-grid>:nth-child(3){background-position:0 100%;border-radius:999px 10px 999px 999px}.clover-grid>:nth-child(4){background-position:100% 100%;border-radius:10px 999px 999px}.dot-gold{background:var(--gold);border-radius:50%;width:22px;height:22px;position:absolute}.float-card{color:var(--ink);background:#fff;border-radius:16px;padding:14px 18px;position:absolute;box-shadow:0 16px 40px #00000040}.router{border-top:1px solid var(--dark-line);z-index:1;position:relative}.router .container{grid-template-columns:repeat(auto-fit,minmax(240px,1fr));display:grid}.router a{color:#fff;border-left:1px solid var(--dark-line);justify-content:space-between;align-items:center;padding:22px 24px;text-decoration:none;display:flex}.router a:first-child{border-left:0;padding-left:0}.router a small{color:var(--sky);font-size:13px;display:block}.page-hero{padding:48px 0 72px}.crumbs{color:var(--on-dark-2);flex-wrap:wrap;gap:6px;margin-bottom:24px;font-size:13px;display:flex}.crumbs a{color:var(--on-dark-2);text-decoration:none}.crumbs a:hover{color:#fff}.facts{border:1px solid var(--dark-line);border-radius:16px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:0;margin-top:32px;display:grid}.facts>div{border-left:1px solid var(--dark-line);padding:16px 20px}.facts>div:first-child{border-left:0}.facts b{color:#fff;font-size:18px;display:block}.facts span{color:var(--on-dark-2);font-size:13px}.wizard{z-index:2;background:#fff;border-radius:0 0 24px 24px;padding:28px 32px 32px;position:relative;box-shadow:0 24px 48px #021c3d14}.wizard.standalone{border-radius:24px}.wiz-head{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:18px;display:flex}.wiz-kicker{letter-spacing:.04em;color:var(--blue);text-transform:uppercase;margin:0;font-size:13px;font-weight:700}.progress{background:#e6ebf3;border-radius:999px;width:120px;height:6px;overflow:hidden}.progress>div{background:var(--blue);border-radius:999px;height:6px;transition:width .25s}.wiz-q{letter-spacing:-.02em;font-size:26px;font-weight:700;line-height:1.25}.choices{flex-wrap:wrap;gap:10px;margin-top:18px;display:flex}.choice{font:inherit;cursor:pointer;background:var(--chip);min-height:48px;color:var(--ink);border:1.5px solid var(--chip-line);border-radius:999px;padding:13px 22px;font-size:15px;font-weight:600;transition:background .15s,border-color .15s,color .15s}.choice:hover{border-color:var(--blue)}.choice[aria-pressed=true]{background:var(--blue);border-color:var(--blue);color:#fff}.wiz-foot{color:var(--muted);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:20px;font-size:13px;display:flex}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.form-grid .full{grid-column:1/-1}@media (max-width:560px){.form-grid{grid-template-columns:1fr}}.field{color:#3a4556;flex-direction:column;gap:6px;font-size:13px;font-weight:600;display:flex}.input,.select,.textarea{font:inherit;color:var(--ink);border:1.5px solid var(--chip-line);background:var(--chip);border-radius:14px;width:100%;padding:13px 16px;font-size:15px;font-weight:500}.input:focus,.select:focus,.textarea:focus{border-color:var(--blue);background:#fff;outline:none;box-shadow:0 0 0 3px #04439026}.select{appearance:none;cursor:pointer;background-image:linear-gradient(45deg, transparent 50%, var(--blue) 50%), linear-gradient(135deg, var(--blue) 50%, transparent 50%);background-position:calc(100% - 22px),calc(100% - 16px);background-repeat:no-repeat;background-size:6px 6px;border-radius:999px;padding-right:44px}.textarea{resize:vertical;min-height:110px}.field-error{color:#b42318;font-size:12px;font-weight:600}.consent{color:var(--muted);align-items:flex-start;gap:10px;font-size:12px;font-weight:500;line-height:1.5;display:flex}.consent input{flex-shrink:0;width:18px;height:18px;margin-top:2px}.hp{width:1px;height:1px;overflow:hidden;position:absolute!important;left:-10000px!important}.form-card{color:var(--ink);background:#fff;border-radius:24px;padding:32px}.alert{border-radius:14px;padding:14px 16px;font-size:14px;font-weight:600}.alert-ok{color:#0f5132;background:#e8f5ee}.alert-err{color:#8a1c1c;background:#fdecec}.prose{max-width:760px;color:var(--body);font-size:17px}.prose h2{color:var(--ink);margin:40px 0 12px;font-size:28px}.prose h3{color:var(--ink);margin:28px 0 8px;font-size:20px}.prose p{margin:0 0 16px}.prose ul{padding-left:20px}.checklist{gap:10px;margin:0;padding:0;list-style:none;display:grid}.checklist li{gap:12px;display:flex}.checklist li:before{content:"✓";color:var(--blue);font-weight:800}.dark .checklist li:before{color:var(--sky)}.steps{border-top:1px solid var(--dark-line);grid-template-columns:repeat(auto-fit,minmax(240px,1fr));display:grid}.steps>div{border-left:1px solid var(--dark-line);padding:32px 32px 0}.steps>div:first-child{border-left:0;padding-left:0}.step-n{letter-spacing:.12em;color:var(--sky);text-transform:uppercase;align-items:center;gap:12px;margin-bottom:20px;font-size:12px;font-weight:700;display:flex}.step-n span{border:1px solid var(--dark-border);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:30px;height:30px;display:inline-flex}.steps-light{border-top-color:var(--line)}.steps-light>div{border-left-color:var(--line)}.steps-light .step-n{color:var(--blue)}.steps-light .step-n span{color:var(--ink);border-color:var(--line-2)}.table-wrap{background:#fff;border-radius:24px;overflow-x:auto}.table{border-collapse:collapse;width:100%;min-width:640px;font-size:15px}.table th,.table td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:18px 24px}.table thead th{color:var(--muted);font-weight:600}.table .hl{background:#f2f6fc;font-weight:600}.table thead .hl{background:var(--navy);color:#fff}.table tr:last-child td{border-bottom:0}.faq details{background:var(--bg);border-radius:16px;margin-bottom:10px;padding:0 24px}.bg-soft .faq details{background:#fff}.faq summary{cursor:pointer;justify-content:space-between;align-items:center;gap:24px;padding:20px 0;font-size:17px;font-weight:700;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";background:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:32px;height:32px;font-weight:500;display:inline-flex}.bg-soft .faq summary:after{background:var(--bg)}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--body);margin:0 0 20px}.placeholder-photo{color:var(--body);text-align:center;background:#dce5f2;border-radius:24px;justify-content:center;align-items:center;min-height:240px;padding:24px;font-size:14px;display:flex}.pills{grid-template-columns:repeat(3,1fr);gap:12px;display:grid}.pills>div{height:150px;color:var(--body);text-align:center;background:#dce5f2;border-radius:999px;justify-content:center;align-items:center;padding:0 16px;font-size:12px;display:flex}.pills .wide{grid-column:span 2}.pills .round{background:#e6ebf3;border-radius:50%}.pills .tall{background:#e6ebf3;grid-row:span 2;height:312px}.pills .solid{background:var(--navy);color:#fff;border-radius:999px 999px 999px 24px;font-size:15px;font-weight:700}.cta-band{background:var(--navy);color:#fff;border-radius:28px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding:40px 48px;display:flex;position:relative;overflow:hidden}.cta-band .h3{font-size:26px}.site-footer{background:var(--navy-deep);color:var(--on-dark-2);font-size:14px}.foot-cols{grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:40px;padding:72px 0 40px;display:grid}@media (min-width:1000px){.foot-cols{grid-template-columns:minmax(260px,1.5fr) repeat(4,minmax(140px,1fr))}}.foot-cols h3{letter-spacing:0;color:#fff;margin-bottom:14px;font-size:15px}.foot-cols a{color:var(--on-dark-2);padding:4px 0;text-decoration:none;display:block}.foot-cols a:hover{color:#fff}.foot-legal{color:#8fa3be;border-top:1px solid #10325d;padding:28px 0 44px;font-size:12px;line-height:1.7}.foot-legal a{color:#8fa3be}.foot-legal p{margin:0 0 10px}.sticky-cta{z-index:40;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;gap:10px;display:none;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -8px 24px #021c3d1f}.sticky-cta[data-show=true]{display:flex}.sticky-cta .btn{flex:1}@media (min-width:900px){.sticky-cta,.sticky-cta[data-show=true]{display:none}}.modal-backdrop{z-index:60;background:#01142c99;justify-content:center;align-items:center;padding:16px;display:flex;position:fixed;inset:0}.modal{background:#fff;border-radius:24px;width:100%;max-width:520px;padding:32px;position:relative}.modal-close{background:var(--bg);cursor:pointer;border:0;border-radius:50%;width:36px;height:36px;font-size:18px;position:absolute;top:16px;right:16px}.calc{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;display:grid}.range{width:100%;accent-color:var(--blue)}.result{background:var(--navy);color:#fff;border-radius:24px;padding:32px}.result b{letter-spacing:-.03em;font-size:40px;display:block}.result .row{border-bottom:1px solid var(--dark-line);color:var(--on-dark);justify-content:space-between;padding:10px 0;font-size:15px;display:flex}@media (max-width:480px){.header-cta .btn-light{display:none}.logo{font-size:20px}}
@font-face{font-family:jakarta;src:url(../media/plus_jakarta_sans_latin_wght_normal-s.p.405dixo3t0-v0.woff2)format("woff2");font-display:swap;font-weight:200 800;font-style:normal}@font-face{font-family:jakarta Fallback;src:local(Arial);ascent-override:98.16%;descent-override:20.99%;line-gap-override:0.0%;size-adjust:105.75%}.Ugd3Dq_className{font-family:jakarta,jakarta Fallback,system-ui,-apple-system,Segoe UI,Arial,sans-serif}.Ugd3Dq_variable{--font-jakarta:"jakarta", "jakarta Fallback", system-ui, -apple-system, Segoe UI, Arial, sans-serif}