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Small business funding

Business funding, matched to how you grow.

SBA loans, lines of credit, working capital and equipment financing, compared across our lender network. Tell us about your business and see your options in about two minutes.

No hard credit pullNo obligationOne named advisor
Matched options · example
Equipment financing
Business line of credit
Know what you need?Browse funding productsKnow your goal?Start with what it's forNot sure yet?See what you qualify for

Get matched in minutes

Question 1 of 4
How much funding do you need?
Pick a range. You can change it anytime.
No hard credit pull · No obligation · Tap an answer to continue
Oneapplication for every product
$10K–$5M+funding range
10funding products
24 hrsdecisions in as little as*

Funding solutions

The right funding for every stage of business.

Ten products across one application. Your advisor shows you which fit your revenue, timeline and goals, and which don't.

SBA LoansGovernment-backed loans with long terms for growth, real estate and acquisitions.$50K–$5M‡30–90 days
Term LoansA lump sum with fixed payments for big, planned moves.$25K–$2M‡2–7 days
Business Line of CreditDraw when you need it, pay for what you use.$10K–$500K‡1–3 days
Working CapitalKeep payroll, inventory and operations moving.$10K–$1M‡24–72 hours
Equipment FinancingThe equipment itself secures the financing.$10K–$5M‡2–5 days
Invoice FactoringTurn slow-paying invoices into cash now.$10K–$5M‡1–3 days
Also:Commercial Real EstateEcommerce Funding1099 & Gig FundingHELOC for BusinessCompare all →

How it works

From first question to funded, with one advisor the whole way.

1Apply

Tell us about your business.

Amount, goal, time in business and revenue. Two minutes, no documents to start.

2Match

Review your options together.

Your advisor lays out what fits, what it costs and what each lender needs from you.

3Fund

Choose your offer, get funded.

Sign with the lender you pick. Funds go straight to your business account.

Plain-English terms
No call queues
Total cost, side by side
10 products
One advisor,
start to finish
Honest about fit

Your advisor

A real person who knows your file.

No call queues and no being passed around. One advisor learns your business, explains every option in plain English and stays with you until the money lands.

Plain-English termsTotal cost and payment, side by side.
Honest about fitWe'll tell you when to wait.

Why get matched

One bank gives you one answer. We show you the field.

ComparisonApplying to one bankWith WellRounded Capital
Options you seeOne lender’s products10 product types across our lender network
Credit impact to startOften a hard inquiryNo hard pull to see options
Paperwork to startFull package up frontA short form; documents once you choose
Time to a decisionWeeks is commonAs little as 24 hours*
Who you talk toWhoever picks upOne named advisor

FAQ

Common questions, clear answers.

Anything else, your advisor will answer on the phone.

All FAQs →
Will checking my options affect my credit score?

No. Seeing your options does not involve a hard credit inquiry. A lender may run a credit check later, only once you choose to move forward with a specific offer.

Can I get funding with bad credit?

Often, yes. Several products weigh revenue and time in business more than credit score. Your advisor will tell you plainly what is realistic.

I just started my business. Can you help?

Some products work for businesses under a year old, such as 1099 funding, microloans and equipment financing. Most working capital lenders want six months of revenue.

How fast can I get funded?

Working capital and lines of credit can fund in days. SBA and commercial real estate loans usually take 30 to 90 days.

What documents will I need?

Nothing to start. To receive offers, most lenders ask for three to four months of business bank statements, a government ID and basic business details.

How does WellRounded get paid?

We are paid by the lender when a deal funds, as disclosed in your offer documents. You do not pay us a fee to see your options.

Free guide

The Small Business Funding Playbook

Which products fit which situations, what lenders look for, and a document checklist. 12 pages, plain English.

We'll email you the guide and occasional funding tips. Unsubscribe anytime.

From the Knowledge Center

All guides →
SBA Loans · 6 min readHow to Qualify for an SBA LoanTo qualify for an SBA loan, your business generally needs to be a for-profit U.S. company that meets SBA size standards, shows enough cash flow to repay, and has owners with acceptable credit who will personally guarantee the loan. The SBA sets the baseline rules, but the participating lender makes the credit decision, so requirements vary from bank to bank.SBA Loans · 5 min readSBA 7(a) vs. 504 Loans: Which One Fits Your Project?SBA 7(a) loans are flexible and can fund working capital, equipment, acquisitions, refinancing and real estate, while SBA 504 loans are built specifically for major fixed assets like owner-occupied buildings and long-life equipment. If you need money for operations or a business purchase, 7(a) is usually the fit; if you are buying or building real estate you will occupy, 504 is often worth comparing.Cash Flow · 5 min readLine of Credit vs. Working Capital LoanA business line of credit gives you a credit limit you can draw from, repay and reuse, paying interest only on what you use, while a working capital loan gives you a lump sum that you repay on a fixed schedule. Lines of credit generally suit recurring or unpredictable cash gaps, and working capital loans suit a specific, one-time need with a known cost.

Ready to grow? See your options today.

  • Decisions in as little as 24 hours*
  • $10K–$5M+ across 10 products
  • No hard credit pull to apply
  • One dedicated funding advisor