Free tool
Business loan calculator: estimate your payment.
Enter an amount, rate and term to estimate your monthly payment and total cost. Then see real offers in about two minutes.
Estimated monthly payment$3,321Get real offers for $100,000 →
Monthly payment$3,321
Total of payments$119,572
Total interest and fees$19,572
Estimates for illustration only, not an offer of credit. Your actual rate, term and fees are set by the lender and depend on your business.
Learn more about how this product works.
How is a business loan payment calculated?
Most term loans use standard amortization: each payment covers interest on the remaining balance plus some principal, so the payment stays the same over the term.
Is the rate I enter my actual rate?
No. It is an estimate. Your actual rate depends on the lender, product, your credit and your business financials.
What about factor rates?
Some short-term products use a factor rate instead of APR. Ask your advisor to convert any offer into an APR and total payback for comparison.
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