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FAQ

Common questions, clear answers.

Getting started

Will checking my options affect my credit score?

No. Seeing your options does not involve a hard credit inquiry. A lender may run a credit check later, only once you choose to move forward with a specific offer.

Can I get funding with bad credit?

Often, yes. Several products weigh revenue and time in business more than credit score. Your advisor will tell you plainly what is realistic.

I just started my business. Can you help?

Some products work for businesses under a year old, such as 1099 funding, microloans and equipment financing. Most working capital lenders want six months of revenue.

Process and timing

How fast can I get funded?

Working capital and lines of credit can fund in days. SBA and commercial real estate loans usually take 30 to 90 days.

What documents will I need?

Nothing to start. To receive offers, most lenders ask for three to four months of business bank statements, a government ID and basic business details.

Do I have to accept an offer?

No. Seeing and discussing offers is free and carries no obligation.

Who will I talk to?

One named funding advisor handles your file from first call to funding.

About WellRounded

How does WellRounded get paid?

We are paid by the lender when a deal funds, as disclosed in your offer documents. You do not pay us a fee to see your options.

Are you a direct lender?

No. We match businesses with third-party lenders and help you compare their offers. Final terms are set by the lender.

Where do you operate?

We work with businesses in all 50 states, subject to licensing. See our Licenses page.

How is my information protected?

Applications are encrypted in transit, shared only with lenders relevant to your request, and handled under our Privacy Policy.

Ready to grow? See your options today.

  • Decisions in as little as 24 hours*
  • $10K–$5M+ across 10 products
  • No hard credit pull to apply
  • One dedicated funding advisor