Compare
Every funding product, side by side.
Typical amounts, terms, speed and requirements across our lender network. Use it to narrow your options, then let your advisor confirm what you qualify for.
| Product | Typical range‡ | Term | Speed* | Time in business | Credit | Documents |
|---|---|---|---|---|---|---|
| SBA Loans Government-backed loans with long terms for growth, real estate and acquisitions. | $50K–$5M | Up to 25 years | 30–90 days | Usually 2+ years | Typically 650+ personal credit | Tax returns, financial statements, debt schedule, ownership and ID details |
| Term Loans A lump sum with fixed payments for big, planned moves. | $25K–$2M | 1–5 years | 2–7 days | Usually 1+ year | Typically 600+ personal credit | Recent bank statements, basic financials, ID |
| Business Line of Credit Draw when you need it, pay for what you use. | $10K–$500K | 6–24 month draws, renewable | 1–3 days | Usually 6+ months | Typically 600+ personal credit | Recent bank statements, ID |
| Working Capital Keep payroll, inventory and operations moving. | $10K–$1M | 3–24 months | 24–72 hours | Usually 6+ months | Lower scores considered | 3–4 months of bank statements, ID |
| Equipment Financing The equipment itself secures the financing. | $10K–$5M | 2–7 years | 2–5 days | Some programs from startup; most 1+ year | Typically 600+ personal credit | Equipment quote or invoice, bank statements, ID |
| Invoice Factoring Turn slow-paying invoices into cash now. | $10K–$5M | Per invoice, ongoing | 1–3 days | Startups considered | Your customers’ credit matters most | Accounts receivable aging, sample invoices, customer list |
| Commercial Real Estate Buy, refinance or improve the property you operate from. | $250K–$10M+ | 5–25 years | 30–60 days | Usually 2+ years for owner-occupied | Typically 660+ personal credit | Purchase contract, tax returns, financials, appraisal |
| Ecommerce Funding Inventory and ad spend funding for online sellers. | $10K–$2M | 3–18 months | 1–5 days | Usually 6+ months of sales | Sales history matters most | Store or marketplace reports, bank statements |
| 1099 & Gig Funding Funding for independent contractors and owner-operators. | $5K–$150K | 6–36 months | 1–3 days | Often 6+ months of 1099 income | Typically 580+ personal credit | 1099s or bank statements, ID |
| HELOC for Business Lower-cost funding secured by your home equity. | $25K–$500K | 10-year draw, then repayment | 2–4 weeks | Not business-dependent | Typically 680+ personal credit | Personal income documents, home appraisal |
Ready to grow? See your options today.
- Decisions in as little as 24 hours*
- $10K–$5M+ across 10 products
- No hard credit pull to apply
- One dedicated funding advisor