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Free tool

SBA loan calculator: see your monthly payment.

SBA terms run up to 10 years for working capital and 25 years for real estate. Estimate your payment, then check if you qualify.

Estimated monthly payment$4,723
Monthly payment$4,723
Total of payments$566,727
Total interest and fees$216,727
Get real offers for $350,000 →

Estimates for illustration only, not an offer of credit. Your actual rate, term and fees are set by the lender and depend on your business.

Learn more about how this product works.

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FAQ

Common questions, clear answers.

Anything else, your advisor will answer on the phone.

All FAQs →
What term should I use for an SBA loan?

Use up to 10 years for working capital, equipment and acquisitions, and up to 25 years for real estate.

Does this include SBA fees?

No. SBA guarantee fees vary by loan size and year. Your advisor will include them in your actual quote.

What rate should I enter?

SBA rates are prime plus a capped lender spread. Use a current estimate and adjust; your advisor will confirm.

Ready to grow? See your options today.

  • Decisions in as little as 24 hours*
  • $10K–$5M+ across 10 products
  • No hard credit pull to apply
  • One dedicated funding advisor