Glossary
What is Soft Pull?
A soft pull, or soft inquiry, is a credit check that does not affect your credit score. Lenders and marketplaces often use soft pulls to pre-qualify applicants and estimate available options before a formal application. Soft inquiries may be visible to you on your own credit report but are not shown to other lenders as credit-seeking activity. A hard pull usually follows if you choose to proceed with a formal application.
Example
A business owner checks potential loan options through a soft pull without any impact on their personal score.
Related terms
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