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California · CA

Small business loans in California, matched to your business.

California has a large and varied small business economy, from technology and entertainment in the coastal metros to agriculture in the Central Valley. Its major ports support import, export and logistics businesses, and the state has its own disclosure rules for many forms of commercial financing. Compare funding from lenders that serve California businesses, with one short application and no hard credit pull.

Get matched in California

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How much funding do you need?
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California at a glance

Who we fund in California.

We match businesses across California’s major sectors, from established companies to newer ventures.

Major industries

  • Technology
  • Entertainment and media
  • Agriculture
  • Tourism and hospitality
  • International trade and logistics

Free local resources

SBA district office: Citrus Heights, Fresno, Los Angeles, San Diego, San Francisco, Santa Ana. SBA resource partners such as SBDCs, SCORE and Women’s Business Centers offer free counseling across California.

Funding options for California businesses.

SBA LoansGovernment-backed loans with long terms for growth, real estate and acquisitions.$50K–$5M‡30–90 days
Term LoansA lump sum with fixed payments for big, planned moves.$25K–$2M‡2–7 days
Business Line of CreditDraw when you need it, pay for what you use.$10K–$500K‡1–3 days
Working CapitalKeep payroll, inventory and operations moving.$10K–$1M‡24–72 hours
Equipment FinancingThe equipment itself secures the financing.$10K–$5M‡2–5 days
Invoice FactoringTurn slow-paying invoices into cash now.$10K–$5M‡1–3 days
Commercial Real EstateEcommerce Funding1099 & Gig FundingHELOC for Business

FAQ

Common questions, clear answers.

Anything else, your advisor will answer on the phone.

All FAQs →
Can California businesses get funding through WellRounded?

Yes. We work with lenders that fund businesses in California, subject to each lender’s licensing and credit requirements.

Where are the SBA offices in California?

The SBA has a district office in Citrus Heights and Fresno and Los Angeles and San Diego and San Francisco and Santa Ana. SBA district offices offer free counseling and resources; loans themselves are made by SBA-approved lenders.

What funding is most popular in California?

It depends on your industry. Lines of credit and working capital are common for short-term needs; SBA loans and equipment financing suit longer-term investments.

Will I get a cost disclosure in California?

California has a commercial financing disclosure law, so many offers must include standardized cost disclosures. Your advisor will walk you through them.

Other states

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California businesses: see your options today.

  • Decisions in as little as 24 hours*
  • $10K–$5M+ across 10 products
  • No hard credit pull to apply
  • One dedicated funding advisor