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Texas · TX

Small business loans in Texas, matched to your business.

Texas has several large metro economies, including Houston, Dallas-Fort Worth, San Antonio and Austin, each with a different industry mix. Border cities are tied to trade with Mexico, rural areas are dominated by agriculture and energy, and the state has a commercial financing disclosure law. Compare funding from lenders that serve Texas businesses, with one short application and no hard credit pull.

Get matched in Texas

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Texas at a glance

Who we fund in Texas.

We match businesses across Texas’s major sectors, from established companies to newer ventures.

Major industries

  • Oil and gas
  • Technology
  • Agriculture and ranching
  • International trade and logistics
  • Healthcare

Free local resources

SBA district office: El Paso, Euless, Harlingen, Houston, Lubbock, San Antonio. SBA resource partners such as SBDCs, SCORE and Women’s Business Centers offer free counseling across Texas.

Funding options for Texas businesses.

SBA LoansGovernment-backed loans with long terms for growth, real estate and acquisitions.$50K–$5M‡30–90 days
Term LoansA lump sum with fixed payments for big, planned moves.$25K–$2M‡2–7 days
Business Line of CreditDraw when you need it, pay for what you use.$10K–$500K‡1–3 days
Working CapitalKeep payroll, inventory and operations moving.$10K–$1M‡24–72 hours
Equipment FinancingThe equipment itself secures the financing.$10K–$5M‡2–5 days
Invoice FactoringTurn slow-paying invoices into cash now.$10K–$5M‡1–3 days
Commercial Real EstateEcommerce Funding1099 & Gig FundingHELOC for Business

FAQ

Common questions, clear answers.

Anything else, your advisor will answer on the phone.

All FAQs →
Can Texas businesses get funding through WellRounded?

Yes. We work with lenders that fund businesses in Texas, subject to each lender’s licensing and credit requirements.

Where are the SBA offices in Texas?

The SBA has a district office in El Paso and Euless and Harlingen and Houston and Lubbock and San Antonio. SBA district offices offer free counseling and resources; loans themselves are made by SBA-approved lenders.

What funding is most popular in Texas?

It depends on your industry. Lines of credit and working capital are common for short-term needs; SBA loans and equipment financing suit longer-term investments.

Will I get a cost disclosure in Texas?

Texas has a commercial financing disclosure law, so many offers must include standardized cost disclosures. Your advisor will walk you through them.

Other states

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

Texas businesses: see your options today.

  • Decisions in as little as 24 hours*
  • $10K–$5M+ across 10 products
  • No hard credit pull to apply
  • One dedicated funding advisor